Our Background
About Us
Constructive Advice From Experience You Can Trust
Our Story
Our Story
Credit Management Resources, LLC was founded by Irwin M. Berman to provide small and medium-size businesses, professional corporations, and their principals with the same caliber of financial advisory expertise previously available only to large corporations. With over 30 years of commercial banking experience, Mr. Berman brings a unique combination of analytical rigor and practical business acumen to every client engagement.
Irwin M. Berman
Founder & Principal Advisor
Irwin Berman has over 30 years experience in commercial banking, primarily in credit administration, loan structuring, underwriting, and working out commercial and real estate loans across many different industries.
Mr. Berman possesses two valuable skills: First, as a career banker, he has evaluated and worked with thousands of businesses, professional corporations and their principals to develop financing opportunities to increase cash flow and enhance their stakeholders' interests. And second, he has actually run a $1 Billion business (which happened to be a bank) and was responsible for virtually all issues that any business owner deals with.
For over three decades, Mr. Berman has been reviewing and analyzing businesses' financial information, developing strategies for complex problems and identifying opportunities to increase profit and cash flow.

Education & Credentials
BS in Commerce and Business Administration, University of Alabama
- Past President, Atlanta Chapter — Risk Management Association (RMA)
- Past President, Congregation Etz Chaim, Marietta, GA
- Active in civic and non-profit organizations
What Drives Us
Mission & Values
"To enhance enterprise value by providing objective, experienced financial advisory services that improve cash flow, reduce risk, and strengthen business performance for our clients."
Integrity
We provide honest, objective advice based solely on what is best for our clients.
Expertise
Decades of real-world banking and business experience inform every recommendation we make.
Results
We are focused on delivering measurable, tangible improvements to your business performance.
Confidentiality
All client information and engagements are handled with the utmost discretion and professionalism.
Deep Expertise
Industry Experience
Mr. Berman and Credit Management Resources provides Financial Advisory Services for small to medium size businesses, professional corporations and their principals. Specializing in strategic planning, profit enhancements, balance sheet management and all banking related matters including Loan Structuring/Restructuring, all designed to enhance cash flow and enterprise value.
Our Difference
Why Clients Choose Us
30+ Years of Banking Experience
Unmatched depth of commercial banking knowledge applied directly to your business challenges.
Executive-Level Perspective
Having run a $1 Billion business, Mr. Berman understands every challenge business owners face.
Thousands of Businesses Served
Extensive experience working with businesses across many industries and financial situations.
Objective, Independent Advice
As an independent advisor, our only interest is your success — no conflicts, no hidden agendas.